the
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Before you do anything else, the best advice I can give you is in  “The Talk". Click below to view my four basic truths for navigating your loan approval. 

Once you have reviewed those truths, explore the resources provided to help you successfully navigate the home financing process. From loan options to expert insights, our tools are designed to make your journey to homeownership smooth and stress-free.

The Talk

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Affordability, Down Payments, & More

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How can I afford the payment?

How tax laws can help…

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Brick house with two-car garage, front yard, and bare trees.

Temporary 2-1 Buydowns

for affordability…

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Grant Money & Gifts

for first time home buyers…

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Proudly lending in all 50 States.

— Jim Yarrington, Senior Loan Officer | First State Bank Mortgage