• THE GAME PLAN

    Before you do anything else, start with  “The Talk". Click below to read my four basic truths for navigating your loan approval. 

    Next, explore the borrower’s toolbox- a collection of resources designed to help you navigate the home financing process with ease.

    The Talk

  • THE BORROWER TOOLBOX

    Your one-stop resource center for navigating the home loan process.

    From affordability tools to home buying guides and document checklists, the Borrower Toolbox helps you navigate the mortgage process with confidence.

    Explore Tools

Affordability, Down Payments, & More

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How can I afford the payment?

How tax laws can help…

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Brick house with two-car garage, front yard, and bare trees.

Temporary 2-1 Buydowns

for affordability…

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Grant Money & Gifts

for first time home buyers…

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Proudly lending in all 50 States.

— Jim Yarrington, Senior Loan Officer | First State Bank Mortgage