VA Buyer

In the bustling town of Manhattan, KS, Tom & Kelly, a young military family, were excited yet overwhelmed by the prospect of buying their first home. Weekends were spent exploring open houses, imagining a backyard where their son, Sam, could play. But one major concern loomed—closing costs and escrows. While they qualified for VA benefits, they weren’t sure how to use them.

Worried, Tom & Kelly wondered aloud “We’ll never afford the closing costs. What’s the point of getting excited?” Their Realtor reassured them and asked, “Have you talked to Jim Yarrington?”

The next day, they called Jim, a trusted loan officer specializing in VA loans. “Let’s explore your options—you might be surprised.” Jim explained that VA loans often require no down payment and can even cover closing costs, making their dream home possible.

By the end of their meeting, Kelly and Tom realized they didn’t have to sacrifice their dream. He then gave them a clear plan to get their loan approved, putting them one step closer to a backyard for Sam—treehouse and all!