High-balance VA loans can be a powerful option for qualified Veterans—but experience matters. Learn why choosing a knowledgeable VA lender and structuring a strong, competitive offer can make all the difference when buying a higher-priced home.

The Blue Water Navy Vietnam Veterans Act changed the VA home loan program in a major way. Since 2020, Veterans with full entitlement are no longer subject to VA county loan limits—opening the door to higher-priced homes without a down payment simply because of the purchase price. Here’s what Veterans need to know about this powerful change.

Can a Veteran buy a $1 million home with zero down? Potentially, yes. Veterans with full VA entitlement are no longer subject to VA county loan limits — but qualifying for a high-balance VA loan involves more than purchase price. Here are seven questions to ask before buying an expensive home with VA financing.