How Long Does a Mortgage Pre-Approval Last?
Wondering how long a mortgage pre-approval lasts in Kansas or Missouri? Learn how expiration works, when updates are required, and how Kansas City buyers can stay competitive.
What Is Earnest Money and How Much Do I Need in the Kansas City Metro?
Earnest money is a key part of the home-buying process, but it’s often misunderstood. Let’s break it down clearly, specifically for buyers in the Kansas City market.
What Is a 2-1 Buydown and Is It Worth It for Kansas City Homebuyers?
Thinking about a 2-1 buydown? This guide breaks down how it works, why it’s popular in the Kansas City market, and when it makes sense for homebuyers.
Can I Buy a Home in the Kansas City Area With Less Than 20% Down?
Think you need 20% down to buy a home in Kansas City? Good news—you don’t. From 3%-down conventional loans to zero-down VA and USDA options, KC-area buyers have more flexibility than ever. This post walks you through what’s available, what it takes to qualify, and how to decide what’s right for you.