Welcome to MortgageStuff.com and my personal web site. You have reached this web page because your Realtor may have told you or you may have read that you can get gift money for a down payment to purchase a home. And better yet, the gift money doesn’t have to be paid back!

If this is what you have heard or read, it is true. As a homebuyer, you can get a free gift for your down payment. This down payment is usually used with an FHA home loan [and in some cases a VA loan] and in the Kansas City area, the maximum FHA loan is almost $195,000. With that in mind, you can use this gift as a down payment for a home in almost any part of the metropolitan area.

As a Loan Officer for Pulaski Bank Home Lending in Overland Park, Kansas, I have access to over a half a dozen different gift programs to used in association with the FHA loan. I can help you obtain your gift and home loan for almost any home you find in the four state region, provided the loan amount is not in excess of the FHA maximum loan.

Once you are approved for the FHA through Pulaski Bank Home Lending, I will order your gift funds from one of our sources. There are no income restrictions with the gift program and the combination of the gift program and the FHA loan is ideal for first time homebuyers or for couples moving up from one neighborhood to another.

I know this loan option sounds to good to be true, but this gift combination with an FHA loan is a reality. I have originated many of these combination loans over the past three years and can give your references to happy homeowners that otherwise would not have been able to purchase a home.

Of course, there are some restrictions, as with any home loan purchase. However, if you have little or no money for a home purchase and you would like to know more, click below to request more information from me and let’s get your loan application started today, so you can own a home tomorrow!