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Pulaski Bank - the Lender of Choice:...Why?
Here are David Letterman's Top Ten Reasons to use Pulaski Bank

Number 10
We fund our own loans

Number 9
We have local processing

Number 8
We have local underwriting

Number 7
We close our own loans

Number 6
We accept personal checks at closing

Number 5
We table fund your closings

Number 4
We have Portfolio Loans

Number 3
We have competitive rates

Number 2
We have Home Wquity Loans, and

The Number 1 Reason for you to use Pulaski Bank is
We Have The Pulaski Bank Bridge Loan!

Close your loan in 10 Days!!!

We are ready if you are ready! We have automated underwriting for faster recommendations to have your loan approved. We have local underwriting to review the final files, and for FHA loans, our underwriters are Direct Endorsement Underwriters, meaning they can give the final approval to your deal! AND, we close all of our loans in house, meaning that we can handle those quick closings you need!

However, we must have everything ready to go today if we are going to meet this need. Here is what we will need today:

Copy of Real Estate Contract with all addendums and counter offers

Name and Contact of Title Company

30 Days of Pay Stubs

2 Months of Bank Statements

2 Years of W-2's for all Employers

Check for $300 made out to Pulaksi Bank Home Lending for appraisal, $400 if FHA Loan

Purchase a home with Little or now money down

Did you know that there are over a dozen different loan programs that require little or no money down? Some loans require a 1% investment, others a 3% investment, and there are even programs that require NO down payment!

If you are tight on money to purchase a home or for the additional funds to close, Pulaski Bank Home Lending offers several loans that have no closing costs…you could purchase a home truly with no money down.

Have no money at all? Then you may be a good candidate for our Gift Money programs, where you will receive your down payment in the form of a gift from a non-profit organization. There are some qualifications, but they are very limited, and these gift programs are available to almost every buyer.

Need Help, call Jim Yarrington at 913 338-4300.

Need a Jumbo Loan?

Pulaski Bank Home Lending and your “Trusted Advisor”, Jim Yarrington can offer you the choice of several Jumbo Loans, from fixed rate to adjustable rate mortgages. No matter if you have some unique situations, we may have the alternative loan to meet your needs.

We have loans up to $3.0 Million Dollars. We have loans with as little as 5% down and, if necessary, we have creative ways to approve a loan if your debt to income ratio is high!