In the beginning process of your loan approval for a refinance or home purchase, we will submit your application to our automated underwriting process.  This submission is a tool to help us with the following:

• to insure we are determining the correct loan program for you
• to insure that you will be approved for the loan size you requested
• and to explore loan options for you.

As I tell Realtors when I teach my Financing Classes the key to a solid loan approval is to insure that the information put into the computer and automated underwriting is verified.  You know the saying when it comes to computers ….”Garbage in, Garbage out”

So, to make our approval of your loan “Solid” we ask that you provide us with documentation to verify what you have submitted on your loan application.  With this information verified, we can proudly tell you that your loan is approved for credit .