The vast majority of Realtors and Sellers focus on the credit worthiness of the buyer.  And while this is a very important part of the process, a true Pre Approval, with all documents verified early can help make a prospect a “Certified Buyer”.

However, when it comes to the final loan approval, the other important factor is the value and condition of the home. Click here to print off an interesting flyer about the basics of home buying.

If you are just beginning the process about home ownership, you may want to see what your house payments would be based on the anticipated purchase price and loan amount. Many factors can change what the final house payment will be for you. To see what your payment could be, click here to see my payment guide.